The Smokers’ Surcharge

Good news!

More and more employers are demanding that workers who smoke, are overweight or have high cholesterol shoulder a greater share of their health care costs, a shift toward penalizing employees with unhealthy lifestyles rather than rewarding good habits.

But, the NYT has it all wrong, as usual.

It is not a penalty.

It is a reflection of the increased risk these people pose.

Charge them more and more until they pay for their true risks to the system.